The Bank's loan portfolio (net loans) totaled RUR 9.2 billion. Personal account balances grew up to RUR 10.8 billion, including retail deposits - up to RUR 4.0 billion.

Over the first half-year 2002, the Bank issued about 50,000 bankcards, major part of which accounts for "payroll cards". The number of cardholders has exceeded 230,000. The Bank is developing its card servicing infrastructure. The number of cash advance outlets has topped 160. Vozrozhdeniye maintains contractual relations with 538 retailers and service providers accepting our cards.

Over the reviewed half-year, the Bank set up and connected 24 new ATMs to its Processing centre across Moscow Region and in the Russian cities: Petrozavodsk, Saransk, Murmansk and Yaroslavl. In total, Vozrozhdeniye has installed 122 ATMs.