You are kindly invited to take part in the
RBC Information Systems
2004 Review
Conference Call

German Kaplun, Chairman and Chief Executive Officer
Alexander Morgulchik, Vice Chairman
Dmitry Belik, Chief Financial Officer

to discuss and review RBC's preliminary
financial and operational results for 2004

When:

Tuesday, March 15, 2005
10:30 a.m. (U.S. Eastern Time Zone)
3:30 p.m. (London time)
6:30 p.m. (Moscow time)

Where to call:

United States: +1 (800) 553-0351
International: +1 (612) 332-0228

To hear a replay of the conference call:

March 16, 2005 through March 22, 2005
U.S.: +1 (800) 475-6701
International: +1 (320) 365-3844
Enter Access Code: 774243

Contact:

Natalia Makeeva
Chief Investor Relations Officer
RBC Information Systems
Tel.: +7 095 363-1111
E-mail: ir@rbc.ru